by Moshe Klempner | Sep 15, 2019 | Uncategorized
Long term care insurance = Siudi Insurance = ביטוח סיעודי For decades, GE was regarded as a highly successful conglomerate with a wide range of profitable businesses, however since the financial crisis of 2008 its fortunes have turned and the company has had many...
by Moshe Klempner | Dec 3, 2018 | Uncategorized
Potential Years of Life Lost (PYLL) is an intriguing indicator that I came across while browsing OECD’s (Organisation for Economic Co-operation and Development) latest health care data (my weekends are exciting!). This indicator is a summary measure of premature...
by Moshe Klempner | Apr 23, 2018 | Uncategorized
At this time of year insurance companies, pension funds, provident and sabbatical funds are sending their annual statements for calendar 2017. The statements provide a summary of contributions made during the year, tax documents and data regarding fees and returns....
by Moshe Klempner | Feb 16, 2018 | Uncategorized
In the US, long-term care (“LTC”) insurance is a major issue as the cost of quality nursing care is expensive and can last many years. Policymakers are concerned about the aging population and the long-term costs to care for the elderly. Insurance...
by Moshe Klempner | Dec 27, 2017 | Uncategorized
Within the 2017 Framework Legislation, the Government legislated new changes for retirement and benefits in order to ensure that the self-employed will be better prepared for retirement and periods of unemployment. The law now requires a minimum contribution for...
by Moshe Klempner | Oct 9, 2017 | Article
As a new Jewish year begins, it is time once again to reflect on how we can help our clients navigate the ever-changing financial environment and look for meaningful takeaways for the new year ahead of us. Asset prices both in Israel and globally continue to rise...
by Moshe Klempner | Jun 11, 2017 | Article
Investment returns are a funny thing. As the warnings on financial products typically state, “past performance does not guarantee future performance,” yet past returns are by far the main factor clients look at when selecting an investment product. For no...
by Moshe Klempner | May 1, 2017 | Uncategorized
What is Tikun 190 and Why you Should be Interested What is Tikun 190? Over the past decade the Israeli Government has been encouraging citizens to ensure they have long-term savings for retirements. A classic example would be a doctor who is working in a public...
by Moshe Klempner | May 1, 2017 | Article
Most people will change jobs a number of times over the course of their working life, with some even changing their profession as well. Aside from the challenges in navigating your career, there is a further challenge in handling your retirement accounts with each...
by Moshe Klempner | May 1, 2017 | Article
Whichever retirement plan type you are invested in – pension fund, provident fund or manager’s insurance- there are options regarding the level of risk ranging from conservative to aggressive you can choose. The level of risk is typically defined as the...
